Wednesday, August 19, 2009

Citibank introduces ‘Citi Titanium Cash Rewards Credit Card’

Citibank, one of the largest full service banks in the world offering an unparalleled range of products and services, has announced the launch of the Citi Titanium Cash Rewards Credit Card in the country.

The lender claims that with the power of cash back and the flexibility of rewards rolled into one, the card offers 5 times rewards on all weekend spends, multiple reward redemption options and the lowest interest rates in the category at 2.5% per month.
Apart from above features, the card will offer 0% fuel surcharge at Indian Oil petrol pumps and discounts on retail, dining and lifestyle through the MasterCard exclusive program.

The card will carry a fee of Rs.750 per annum.
However, Citibank has decided to offer this credit card to customers at an annual fee of Rs.500, and 200 reward points on first usage of the card under its special limited introductory time-period offer.

Click for Apply credit Cards and More Information regarding to Credit cards visit www.deal4loans.com

Barclays launches Platinum credit card in India

Barclays Global Retail and Commercial Bank (GRCB) India introduced a Platinum Credit Card with added offerings across travel, hospitality, world class brands, adventure sports as well as a rewards programme.
Privileged cardholders will get more as they spend at every step which is an unmatched proposition both in terms of benefits and experience for these customers.

Speaking about the new offering, Ram Gopal, Interim Managing Director, India, Barclays GRCB said, ‘‘Globally, our Barclaycard Platinum offering has attracted customers who enjoy the finest things in life. We expect this to be true in India as well. "

The card presents a number of ‘Platinum Privileges Welcome’ offerings. Starting with a classic Emporio Armani watch and cufflinks. There are a host of offerings like complimentary golf packages at two renowned golf courses in India and six golf courses internationally and access to golf courses at attractive rates for both avid golfers and aspirants."

Click for Apply credit Cards and More Information regarding to Credit cards visit www.deal4loans.com

Monday, August 3, 2009

Preventing Credit Card Frauds!!!

To make sure that there are no frauds on Credit cards, Rbi has issued some guidelines for online usage and made it mandatory for Credit card companies to follow the rules from 1st Aug 2009.
This is a very positive step to prevent Credit Card frauds and will increase the customers trust on spending online in the long term.

Lets now understand what changes Rbi guidelines has brought in online Credit Card payments mechanism.
Till 31st July, online shopping required 16 digit card number and the cvv number which is printed on Credit Card.
To steal someone else Credit Card number and the Cvv, was quiet easy as Credit card are handed over in restaurants, petrol pumps, malls etc and the Credit Card number and cvv number can be noted down by anyone down and later used to do a fraudulent Credit Cards purchase.

The new system makes sure that a customer registers himself with his Credit cards at the Banks website and creates a password for himself. Now when he makes any purchase, the online transaction company will ask for that password after you have put your Credit Card number and the cvv number. Thus the extra password helps in securing your transaction and thus making your Credit Card more secure. With this the chances of any frauds on your Credit Card reduces down.

So, Go get yourself the new password and fell safe while shopping online.

For Apply Credit Cards and More Information on Credit card Visit: - www.deal4loans.com

Tuesday, July 14, 2009

Customers of Barclay bank credit card can now access their account through SMS

On Monday, Barclays Bank Plc said it will offer mobile banking facility to its credit card customers who can now access their accounts through SMS.


This facility will be offered free of cost by Barclays Bank to both existing and new credit card customers.

The release said, with this new facility customers can check their current outstanding balance, payment details and mini-statement details of their credit card by sending text messages.

Every SMS that the customer sends to 56161 with the required instructions will attract the charges as levy by the mobile services provider of the customer. Managing Director Ram Gopal Barclays Bank Plc India's Interim said that "mobile technology is quickly becoming a leading source of convenience for customers as more and more customers want information on the progress...the current offering from Barclaycard, we believe, will add greater convenience to our customers' interactions with the bank."

Apply credit card at www.deal4loans.com and also get more information on Credit Card Eligibility.

RBI: Credit card payments decline by 15 percent in April-May 2009.

Due to an impact of economic slowdown, the payments made through credit card decline by about 15 % in the first two months of the current financial compared to the same period last year.

According to RBI latest bulletin. During April and May, the payments made through credit card stand at Rs 9,748 crore against Rs 11,193 crore in the first two months of the last financial.

In April this year, Rs 4,932 crore card payments were made while the amount stood at Rs 4,815 crore for May.

Analysts said the refuse in payment may be due to poor impact of financial condensing on India, as plastic money could be the first casualty in developing country like India.

However, it could also be because some banks reduced credit limits given in cards.

An economist with a leading bank requesting anonymity said "The credit card payments are down because the maximum amount limit given by banks could have been reduced,"

During the first two months of the current financial, the number of such cards issued by banks have also reduced to 4.84 crore against 5.5 crore during the same period last fiscal.

Apply credit card at www.deal4loans.com for get more information on credit card Eligibility.